Now I’ve got legitimate ways to make money fast even during COIVD-19. Learn how to make 400 dollars fast today.
Saving money is great. But what’s even better? Making money.
That may be surprising coming from a site called SavingJunkie, but if it’s one thing that I wanted to share with you all today is, making more money pays off in the long run over finding ways to save.
The key to FIRE (financial independence, early retirement) is finding ways to boost your income and finding ways to make money through side gigs (which I’ll share here today).
These are some little-known ways to make money that anyone can fit into the busiest of schedules.
If you’re strapped for time, I’ll go ahead and share the best ways to make $400 fast:
How to Make Money $400 Fast
Wondering how to make $400 fast? You can make 400 dollars fast in 2022 by renting a spare room, investing money, starting a blog, online surveys, podcasting, and teaching English online just to name a few lucrative methods. If you wanted to see the full list, continue reading.
This list will work for just about anyone. I’ll list all the different ways to make extra money, most of them don’t require much work.
Ready? I’ll only list legit ways that I’ve personally used to make money, and make it fast. We’ll first start with the quick wins, companies that’ll (legit) pay you money just for signing up:
- SurveyJunkie: Make up to $50 per survey in your spare time from home to take online surveys, participating in Focus Groups and trying new products. Join SurveyJunkie Now
- Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $10 Free
- InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. Join InboxDollars Now and Get Free $5
1. Earn Cash in Your Spare Time Taking Surveys
Taking online surveys with Survey Junkie to make extra money is a no-brainer!
You definitely won’t get rich or make hundreds of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way.
It is my #1 favorite (and highest paying) survey site is Survey Junkie. This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products.
And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal). Join for free through this link and get your free registration bonus.
2. Get Paid to Take Surveys, Watch TV, & Play Games
The next thing you can do is sign up for InboxDollars which pays you, in cash, to watch fun videos & take surveys.
If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.
By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and earn an extra $50/month.
More people should be doing this to earn extra cash!
3. Get a Personal Loan
If you actually need money now, then you can opt for a personal loan.
When you need money in a hurry ZippyLoan is where to go.
You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.
You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get.
You can borrow between $100 and $15,000 as soon as tomorrow.
Loans service for up to 60 months.
ZippyLoan connects borrowers to lenders through their network of lenders.
They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.
4. Become an Instacart Shopper
Earning potential: $15 to $25 per hour
If you’re free nights and weekends, you can earn extra cash delivering groceries with Instacart. You can earn money by becoming an Instacart Shopper – as a shopper, you’ll pick and deliver the items that customers want and get paid for it.
There are no set hours with this gig economy job. Just open the app and shop whenever it works for you. Download the Shopper app to start earning and working when you want with this on-demand app job.
5. Earn Cash for Your Opinion
Vindale Research asks for information about you so that they can match you with fitting surveys.
At up to $75 a pop for some surveys and a free $1 just for signing up, it pays to check in daily to see which ones are available to you.
Ready to get free cash now by turning your free time into extra income?
6. Make Extra Money Investing in Real Estate
Are you fascinated with investing into billion-dollar businesses but never knew where you could get started?
Fundrise can help you get your feet wet with high-value real estate investments with only $500. Here, it is all about investing in private markets rather than the public.
They have an expert team of investment professionals who can help you with smart investments into several high returns businesses and it’s really easy to get started.
Fundrise's goal is to build the best real estate investing experience and offers a 90-day money back guarantee, making real estate a smart choice for any investor’s portfolio.
|GET STARTED >>|
7. Cancel Subscriptions You Forgot You Had
Trim is a high-tech AI assistant that you can use which streamlines your financial requirements. Automation is the key phrase here – Trim can help you save money by effectively automating a user’s everyday spends.
|SIDE GIG||TYPE OF WORK|
|Easily cancel unwanted subscriptions |
80% of people save money by using Truebill to find and cancel unwanted subscriptions!
✓ Easily track your spending
✓ Start a savings account
✓ Easily lower bills
|Let BillShark negotiate your bills |
Save 25% on monthly bills in 2 minutes with Billshark
✓ Has a 90% success rate to lower your bills
✓ Can lower your internet, wireless, tv, satellite radio bills and many more
✓ Get estimated savings in minutes
|Lower your internet, cable and phone bills |
Don't pay full price. Let Trim find ways to save on your bill and do the work negotiating it lowering for you.
✓ Sign up for free
✓ As seen as Fortune, The New York Times, NBC News, TechCrunch
✓ Uses bank-level security with 256-bit SSL encryption to keep your data safe
It has some features that will surprise you like automatic Comcast bill negotiation. Trim trims the excess fat from your spending habits and keeps your financial profile lean and mean!
8. Join the Postmates Fleet
Earning potential: $18 to $25 per hour
If you are looking for a way to support yourself full time in the gig economy you can look into joining the Postmates Fleet. There are good chances that you’ve come across Postmates and even used their services when you wanted something delivered to your home.
Postmates is another gig app where you can download the app and come online whenever you want to make money. You get to keep 100% of your tips and earnings every time you complete a delivery. Plus, you can cash out instantly anytime you want, or get free weekly deposits.
9. Walk Dogs with Rover
This one is for all the animal-lovers out there. Dog walking has two lucrative benefits – you get to spend time with your four-legged friends and you yourself get some exercise.
You can find dog-walking gigs on Rover. They are one of the nation’s largest networks of pet sitters and dog walkers. Users can easily search for the services they need, connect with a sitter or dog walker, and even book and pay securely without the need for cash, checks, or tips.
10. Start Investing Your Change
Interested in investing your own spare change with Acorns? Once you connect the app to a debit or credit card, it rounds up your purchases to the nearest dollar and funnels your digital change into an investment account.
I downloaded it and within a year I had $1394.25 in my account. Once you get the process automated, Acorns investments make your digital change work for you.
Plus you’ll get a $5 bonus when you sign up and make your first investment!
The sooner you start investing, the sooner your money can start to grow toward your goals.
This is one of the best ways to make extra money that can help you earn real passive income over time.
11. Surf the Web and Take Fun Surveys
Swagbucks is another great way to make extra money for just pushing a few buttons in your free time. I personally use it and usually make up to $35 per survey while watching TV, and it does add up.
Getting started is easy:
- Click here to sign up. Remember, it’s 100% free.
- Confirm your email to get the $10 sign up bonus.
- Take paid surveys anytime and anywhere.
- Get paid cash via PayPal
Enjoy knowing that Swagbucks is one of the highest paying survey sites that actually works.
You can also earn free cash (via Paypal) for everyday activities like shopping, watching videos and searching the web.
If you’re interested you can get started with a $10 sign up bonus.
12. Get Money Refunded Back to You When Prices Drop
So this happened. I bought something online from Target. The price of the item that I purchased dropped in price after the fact.
I effortlessly got refunded (for free) without doing a thing, other than originally sign up for Capital One Shopping Price Protection. It’s as simple as that.
This free app will scan your emails for any purchase receipts from dozens of online retailers. You don’t even have to know about the price drop in order to get your refund. It’s 100% free and will save you a lot of money.
I pocketed around $50 in the first few weeks of signing up. Remember, it’s 100% free!
13. Download an App and Earn $50
By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.
With Nielsen, they’ll pay you a legit $50 per device you download its app on.
You don’t have to do anything other than initially registering your computer or phone.
This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $50.
14. Get an Easy $5 Right Now
The Dosh app is the free cash back app that finds you money for shopping, dining out, and booking hotels and travel activities with more than 100,000 merchants and brands nationwide.
This company not only allows you to get cash back on everyday purchases, but no receipt scanning required!
Click here to get started with Dosh and get a $1 sign up bonus after linking your first card.
15. Get A Free $10 Amazon Gift Card
If you are a fan of getting rewards for purchases online, then you’ll love MyPoints. You can take surveys, watch videos, read emails and more to earn points that you can reimburse for various online services.
They are also partnered with Swagbucks who was mentioned earlier. You can even redeem your points for cash and travel miles which makes it more flexible.
HealthyWage offers people the opportunity to earn $400 fast. Earn $400 cash for losing weight? Sounds too good to be true, but you read it right. The company was founded in 2009, and its HQ is in New York, and part of their mission is to provide ways to have a measurable impact on the growing obesity epidemic in the US.
They do this by legitimately offering cash prizes to make weight loss and fitness more fun and effective. Since HealthyWage was founded they have been featured in literally hundreds of newspapers, magazines, TV shows, blogs and websites.
How can you make $400 fast with it? You essentially bet on yourself and how much weight you can lose. Since they are promoting ways to be healthy, your winnings depend on how much weight you lose and how much you bet. It’s a great way to make money and be healthy at the same time.
If you are looking for ways to make extra money online then you probably already know about blogging. But do you have one yet? And do you really know how much potential there is to make money with blogging?
Making $400 fast with a blog isn’t easy if you’re a beginner. It took me at least a few months to start making money with my first blog. But now, I do it full time and make between $20,000-$30,000 a month blogging. It’s definitely possible to make $400 fast with a blog but you need to do your research. Nobody said it’ll be easy.
18. Claim a Free Stock Worth Up $400
We all heard the old saying “Make your money work for you” right? Investing can sound tough if you don’t have a lot of money lying around. But investing can be for everyone — and you can even get a free stock.
For about 3 minutes of work, you can earn yourself a random stock (anything from Sprint to Apple) whose value is anywhere between $3.00 and $400.
There are no obligations to actually invest your money once you sign up – so it truly is free money.
19. Earn Rewards for Grocery Shopping
This is one of the easiest ways to help you earn $400 fast is with Ibotta. This cell phone app is available for iOS or Android phones, helps you make money off your grocery receipts.
Yup, for real!
You use it after you go grocery shopping and use your receipt. It’s basically a rebate app, so you can earn anywhere from 50 cents to $5 off everything you buy. It’s not brand specific either, you can scan any brand of cheese for 50 cents off, for example.
If you do regularly coupon, you can still use the app and get a rebate. You can essentially get grocery items for free if you’re really into couponing. It’s free and all you have to do is scan your receipt and you’ll get free money back. The best part, sign up here and you will receive a $10 cash bonus.
20. Save $400 on Bank Fees
This is one of the most common ways people waste money (even if you’re money savvy). My bank charges me a monthly maintenance fee, out-of-network ATM fees, overdraft fees, and the list goes on.
It’s likely your bank does the same unless you’re hip to newer mobile banks like Current. Current is free to apply and only takes two minutes!
I haven’t even mentioned my favorite part – if you set up direct deposit with Current you get paid two days earlier.
I usually get paid bi-weekly on Fridays, before using Current, now I get paid every Wednesday.
There are plenty of things in life worth waiting for. Your money isn’t one of them. With Current, you can get paid up to 2 days early when you sign up in less than 2 minutes.
21. Meet Your New Pal Cleo
Meet your new pal Cleo. Your AI pal that looks after your money. She will budget, save, and track your spending. You can literally sign up on Facebook Messenger in a few minutes.
Ask Cleo anything from ‘what’s my balance’ to ‘can I afford a coffee’, and she’ll do the calculations instantly. Drill down with personalized updates, graphs, and data-driven insights.
Let Cleo do the work, as she puts your spare change aside automatically, sets you a budget, and helps you stick to it.
Building your savings is simple with Cleo.
Bottom line: If you are at all interested in saving money, you should be using the free Cleo bot.
22. Make $400 Fast with Dropshipping
Oberlo allows you to easily import products from AliExpress directly into your Shopify store and ship directly to your customers – in only a few clicks. It’s very simple to open a shop on Shopify and drop ship items in order to create a business without too much risk.
You can literally start and set up a dropshipping business without any type of product in one afternoon with minimal risk as Shopify has a 14-day free trial and Oberlo is completely free.
23. Make $400 Fast with Web-Based Consulting
Becoming an online coach or consultant for others is becoming more valuable as are in the information age.
If you are very savvy at social media or are a fitness expert then selling your time and hopping on a Skype call or Google hangouts is a great hustle to make $400 fast.
You don’t even have to start your own website at first, you can list your services on Fiverr or Upwork.
24. Make $400 Fast with a Resume Writing Company
What is one thing that every college student will need towards the end of their college career? A kick-ass resume. Resumes are difficult for many people to write. They are, however, very easy once you know how to write a great one.
Spend some time learning how to write a great resume and sell your services on freelancing sites to help you make $400 fast online.
25. Make $400 Fast with Dividend Investing
It’s been said that the average millionaire has seven streams of income. Dividend stocks are usually always in the mix. Dividend stocks are similar to regular shares of stock, but they pay you a small portion of the companies earnings monthly or quarterly. So it’s wise to build a portfolio of dividend-paying stocks! If you want to get hip to dividend investing, check out Robinhood.
What I like about Robinhood is that they make it really easy to invest in stocks, while still having plenty of features as you get more comfortable with investing.
Robinhood is a great investing app for new and experienced investors. Their commission-free stock, bond, ETF, mutual fund, and cryptocurrency investing platform is intuitive and can make you a better investor. New members, can get a free stock worth up to $225.
|GET STARTED >>|
26. Make $400 Fast with Mobile Apps That Pay
You’re not going to get rich by downloading mobile apps that pay you, but you can use these to earn a passive income every month. Money making apps can be a simple way to pad your bank account in your free time.
You probably know these apps aren’t my favorite way to make extra money, but I make an exception for it when you’re just hanging out — e.g. watching T.V., riding the metro, during your break at work, or in the back of an Uber. Might as well click a few buttons and make some money while you’re at it.
Here is our list of the best money making apps if you wanted to give them a shot.
27. Credit Card Sign-up Bonuses
If you’re serious about saving money to make extra money, then you should know about balance transfers. If you’re paying only monthly minimum each month then you’re subject to paying money in interest alone and not even the principal balance.
An example is: If you have $2,000 on your VISA card, and it has an 18% APR, then you’ll be paying $400/year in interest alone if you only pay off the monthly minimum each month. That’s $400 down the drain.
You can avoid this by signing up for American Express Blue Cash Everyday. AMEX Blue Cash Cash Everyday is a card with no annual fee, and you can transfer your current debt from any type of credit card (all with no fees), and pay 0% interest for 12 months on your current debt amount. With no interest for 12 months, you can steadily pay down your balance with your savings from the other steps, which will save you a great deal of money in most cases.
Making $400 Fast FAQs
When you need more money, times can get difficult or even depressing. But, there is a way to combat your lack of funds:
How do I make money now ASAP?
If you need to make money now ASAP do the following: Find ways to get paid on your lunch break by taking top paying surveys with Swagbucks, join an online rewards club like Drop, use Truebill to detect potential savings in your current bills, score beer money with gaming apps like Mistplay, and earn free gift cards with InboxDollars.
How can I make money in one hour?
If you want to make money in one hour, do the following: Join a rewards site like Swagbucks or InboxDollars where you can make money consistently. Or you can earn money playing games on apps like Blackout Bingo. This app lets you play bingo for money — make $400 today. It is absolutely free to play Blackout Bingo and earn real-world rewards and cash prizes when you download through this link.
How can a beginner make money online?
Beginners can use the best survey sites to make money fast on PayPal. Free cash or free money is hard to come by but you can earn money on sites like Survey Junkie by referring friends and answering surveys to earn money online fast. You’ll never need to enter your debit card or credit card either, these paid survey sites are free to use with no broker or platform fees.
Making $400 Fast is Possible
If you went through this list then you should have come out ahead. Enjoy your $400 (or more) and feel free to take the weekend off!
You can stop searching Google for:
- ways to make money without working
- ways to make money with no money
- how to make money at home without a job
- how to make money without a job in high school
- how to make money without working for someone
- how to make a living without a job
- how to make money without working hard
- how to make money without a job reddit
Thank me later.
Enjoyed these best ideas to make $400 fast? Then be sure to come back as I will continue to update this post often.