You Need Money Now? Here’s How to Get Money in Your Pockets Today

Are you in an uh oh, I need money now situation?

No judging here – just simple ways you can make money now. The internet is littered with posts on how to get money fast, but the ideas are here are legitimate and you can earn money as soon as today.

Need money? Find cash in these unexpected places

Following is the list of the top money making ideas in which you could probably make $300 in a day. Take a look, pick up a suitable one and start making some money.

#1: Donate plasma

If you wanted to make some quick money then consider donating plasma — you can get paid up to $40 per donation.

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  • Unifimoney: This mobile banking app lets you do everything for free and takes no fees — ever. Better yet, if you join through this link you can get up to $5,000 in your new account.
  • Fundrise: Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing. This option is best for users who want to make money consistently and let their money make them money. Start Investing Now.

Everyone who falls between the age bracket of 18-69 years old with a body weight of more than 110 pounds can donate plasma as per the general rules. You can find a certified and licensed plasma center near you by visiting here.

#2: Take online surveys

Yeah, I know — you probably heard this before but Survey Junkie is a legitimate survey site. That is why you keep hearing about it.

By participating in surveys, you share your opinion about multiple companies and brands, and it can help them to improve their quality of services and products.  Make your profile and you will start getting paid to take surveys — usually take less than 5 minutes and can earn between $1 to $50 per survey on average.

Obviously, you will want to opt for the higher paying surveys! If you are interested in taking online surveys then you may be interested in this review of the best online survey sites.

#3: Use TaskRabbit

TaskRabbit is an American online and mobile marketplace that matches you with local demand so that you can provide immediate help with everyday tasks, including cleaning, moving, delivery and handyman work. You’ll get paid fast cash if you do not mind getting your hands dirty!

#4: Become an Airbnb Host

Airbnb is a popular hosting site where you can list your apartment, flat, room or a house for renting out. No matter how simple and small it is, listing your place here would help you to make money. It allows you complete control over prices, your house rules, and availability. It can connect you to hundreds of travelers who are in search of unique accommodations like yours.

 #5: Watch videos online

Swagbucks is a legitimate and safe site that offers points called Swagbucks that you can redeem for some cash. You can earn a little extra through this site by making it your default search engine. Besides, you can watch different videos, complete different surveys, shop online, and download multiple apps to get rewarded. They are even giving a $10 bonus for new users.

#6: Deliver food

If you’re free nights and weekends, you can earn extra money delivering food for fellow citizens around your city. It’s easy to deliver food as a DoorDash Dasher – if you have a car, it’s a perfect way to make a good amount of extra cash whenever it’s convenient for you.

A lot of people do this full time, so you can imagine that’s it definitely possible to do this to make money on the side and make money by delivering food with DoorDash and be on your own schedule.

#7: Install apps that pay

Nielsen is another excellent way of earning some rewards just by getting your devices registered with Nielsen. It is very easy to earn through Nielsen Mobile. You will have to answer some questions regarding your devices and household for registration.

After that, you can download the Nielsen app on all the devices that you registered. The app is entirely free and safe to download. Once the app is installed, you can keep on using your devices as you usually do and you will be rewarded.

#8: Medical Studies

Being a human guinea pig is not a bad idea after all, especially if you can earn up to $15,000 per project (Some clinical trials do shell out that kind of cash!) Research and clinical trials test the effect of drugs and medicines to determine their efficiency. While the money may look lucrative, one must do thorough research before nominating himself/herself for a study regarding the safety measures and side effects.

#9: Join a rewards site

For those who want to earn some extra money online, InboxDollars is a helpful option. It offers several paid surveys. You can get rewarded by completing the questionnaires. The more surveys you complete, the more you can be rewarded. It is among the easiest ways to make money online. You can get a $5 sign up bonus by clicking here.

#10: Dog walking

This one is for all the animal-lovers out there! Dog-walking has 3 lucrative benefits – You get to spend time with your four-legged friends, you yourself get some exercise and you don’t have to pay taxes! You can sign up to become a dog walker on Rover and earn some great part-time income.

#11: Handyman Services

A handyman is someone who is skilled in tackling “fix-up tasks” like repairs and maintenance work. Handyman work includes gardening, plumbing, electric and mechanical repairs, etc. Apart from making a few extra bucks, you also save on taxes. Fun fact: The Penny Hoarder recently covered a story on a self-employed handyman who earns $30,000 a week! Not bad if you need money now — Indeed.com and Task-Rabbit are two of the most popular resources to get handyman gigs.

#12: Babysitting

According to UrbanSitter, babysitters are known to make $15.71 per hour. It is a good idea to babysit for family and friends as a beginning. You will be able to gauge if you have the required patience and aptitude to deal with kids. Also, trust is an extremely important factor for parents while hiring for babysitters. By starting off with your friends-family circle, you will be able to earn reference & experience letters which will give a huge credibility boost for your profile. Here are a few websites through which you can find babysitting gigs: Urban Sitter and SitterCity

#13: Lower your expenses

Trim is a personal finance application that is actually an AI-based virtual assistant that analyze all your finances, helps you to make the most out of your money and automates the methods to save you some cash. It identifies ways through which your money can be saved. While signing up, you will link it with checking in addition to all your credit card accounts.

The app scans them, finds the frequent expenses and notifies you. You can choose which of the expenses you wish to get canceled and hence you will get to save some money.

#14: Play trivia on your phone

SwagIQ is a fun way of earning excellent cash prizes.  It is a live game show, through which your knowledge is tested, and you can get to win huge cash rewards. The best thing is, it is completely free. You just have to download the application and start playing for earning some cash.

#15: Join cashback sites

MyPoints is also a legit website through which you can earn money through multiple methods. You can choose to watch some videos, play games, read emails, and fill out the online surveys in return for some points that you can later redeem for gift cards. It also offers points for shopping online. My point is affiliated with over 75 known merchants, and you can get a gift card of your choice.

#16: Catering

This is one of the best ways to earn cash get into since a majority of the event managers are understaffed. You can also easily accommodate a catering gig into your schedule, as parties are generally held during the weekends and during the holiday season.

#17: Host events

Organizing meet-ups are a great of meeting new people and earning money on the side.  The task is simple: Create a community of like-minded people and charge them a membership fee for each community event. Meetup.com is globally the most popular website for finding & creating meet-ups.

#18: Sell your stuff

You probably have a lot of stuff or junk lying around that can earn a quick buck. Consider listing these items by using selling apps or listing them on eBay. Every dollar counts when you need money now.

Find help from low-income assistance programs

Numerous state and federal government organizations and charities near you can also help you with assistance in paying bills, rent, utility bills and even give you free food.

Other services can help with medical bills or related expenses, and much more.  In addition, there are charity organizations that provide assistance to low-income families — so if you are in need you can find help if you know where to look.

How to get an emergency loan when you need money now

Life can be fickle. If you’re in a spot where you need money now then sometimes a side hustle won’t be your best option.

Before you go asking family or friends or grab your credit card to cover an unexpected expense, consider your emergency loan options.

With a little bit of education, you can get the cash you need in your bank account within a few days (sometimes even the next day).

Here are your options.

#19: Emergency money for unemployed

Unemployed cash loans are a sort of urgent financial aid for jobless individuals. It is a unique type of loan. The debt amount can vary according to the borrower’s need and his capability of repaying the latter. Eligibility criteria for this loan are;

  •    You are unemployed
  •    You had applied for bankruptcy in past
  •    You have a bad credit score background
  •    Your contacts and bank information are not valid

Interest rates are pretty much higher as compared with other loans. The lofty interest rate is the only reason behind lending this type of loan. Repayment tenure is very supple and terms and conditions vary according to different lenders preferences.

Unemployed individuals can take advantage of the following loans:

  •    Payday loans
  •    Unsecured loans
  •    Bad credit loan for unemployed individuals
  •    Personal loans
  •    HELOCs

In case you are unemployed and want to try and get an emergency loan you can try filling in the application on Credible. You’ll be given several loan options from up to 13 different lenders, tailored to your needs. Rates for personal loan lenders start at 4.99%. Loan amounts range from $1,000 to $100,000, depending on the lender you go with.

#20: Payday loans

A payday loan is a short-termed loan and they are a form of emergency financial aid. One can take out these loans to fix an urgent financial need or calamity. Lenders issue this loan to those individuals who qualify on the following criteria:

  •    You are jobless and perhaps have you a sufficient or regular income source for the repayment of  a loan
  •    You must be adult (18 or +)
  •    You must have a verified bank account

You’ll generally want to avoid payday loans as you can almost always find alternatives.

#21: Sponsor loans

These loans are also known as guarantor loans because you have to provide a guarantor before taking out the latter. A guarantor or sponsor is a person who takes your responsibility and accountability on his shoulders and must have a good credit score, so that the lender will give you the loan on his behalf.

The lender will typically verify your guarantor’s bank record as he must meet the requirements of the lender. Don’t think of taking out this loan if you have any uncertainty about your repaying aptitude. Your negligence may put your guarantor’s financial condition at stake.

#23: Personal loans for those with bad credit

Unemployment may lead you to end up with a bad credit score. But it’s not the end of your life, as bad credit unemployed loans are specially designed for people engraved in such situations. It is the best way to overcome your worries and financial crisis. The interest rate varies from 8%-18%. A lot of factors impact the interest rate such as:

  •   Credit score
  •   Payment tenure
  •   The total amount of loan

You can analyze different lenders’ terms and conditions before applying for a bad credit loan. Just be sure to compare between their interest rates, and choose the one you find cost-effective and easy on your pocket.

If you wanted an easier way, you can check out a personal loan marketplace.

zippyloan

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

#25: Student consolidation loan

While studying, if you have to sponsor your education at the same time, it’s a great deal. You have to earn to get a better education, but when you are unemployed and want to continue with your studies, it’s a complicated matter.

A student consolidation loan is a great opportunity to get your education even when you are jobless. As this loan scheme is exclusively offered to registered students, it has comparatively more benefits, such as:

  •    No hard check
  •    Supple repaying
  •    Low-interest rate
  •    Short-termed repayment
  •    No restriction of age given the evidence of studentship

#26: Unemployment loan for retired citizens

If you don’t have any source of income after your retirement, you need money to meet your end needs. This loan is for elderly individuals who are unable to earn a living for them. This loan can be secured or unsecured. In secured loans, aged individuals have to pledge their assets as collateral.

Think twice before making a decision as a wrong decision can give you even more dissatisfaction. Tackle your unemployment era with patience and sensibility. Consider diversely obtainable choices and pick the right one.

The bottom line

Being in a position where you need a certain amount of money very soon is not pretty.

Hopefully, this article gave you some options to get the money you need.

But remember: you never want to be in this kind of situation ever again. To prevent it from happening again, you should find ways to save money.

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About the author

Brian Meiggs
Brian is the chief editor of SavingJunkie and is a personal finance expert who has spent the last few years writing about how Millennials can make smarter money moves. He has been fortunate enough to have appeared in several online publications, including Yahoo! Finance, NASDAQ, MSN Money, AOL, Discover Bank, GOBankingRates, and more. He is also diversifying his portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in hands off real estate investing via an app called Fundrise.

2 Comments

  1. Hey guys, I’m living paycheck to paycheck and I’m wondering if selling plasma is a good idea. Every place online I’ve seen says there’s no side effects. I just wonder if there’s something that’s missing that makes it not worth it? Also, how would I put this down on taxes, or do these not count on taxes?

    • Selling plasma is a good idea to earn some extra cash and there aren’t any major side effects. While not all plasma centers will send out a 1099-MISC, this lack on their part does not exempt you from paying your taxes. Instead, you will need to list your plasma donation earnings on Line 21 of your Schedule 1 Form 1040, or you can have an accountant help you with your tax preparations.

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