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21 Best Gig Economy Apps that Pay You Real Money

gig economy apps

Looking to make some extra money on the side? Then you'll love this article where I will share the best gig economy jobs and gig economy apps for 2019.

A while ago during the Great Recession, there were huge numbers of layoffs across all types of jobs.

People were being fired from jobs they’ve held for a better part of their lives. This prompted the market to shift to freelancers and independent contractors to take their place in an unsteady economy.

While many people predicted that this would be a short-lived phenomenon, that hasn’t been the case at all. In fact, 57 US Million Workers are part of the gig economy.

Many people have flourished being freelancers, and they feel that it is the way forward. Clocking in and out of work has seen to be less desirable these days compared to earlier.

Gig Economy Examples

We are smack dab in what we call the Gig Economy – where independent contractors and side-hustlers are doing just as well for themselves compared to the people working regular shifts at a job. This has impacted the economy considerably – the Freelancers Union has over 300k members meaning over 35% of the total US workforce are freelancers. This equates to about $1.4 trillion last year.

What this means is that more people are inclined to create their own jobs. There is a lot of debate about this and how it affects the economy in the long run, but gig workers are quite upbeat about it. According to Hustler Gigs, some freelancers feel that working gigs can even lead to better work opportunities.

Jobs in the Gig Economy

There are a plethora of opportunities out there for you if you are a talented freelancer. There are a few things that you need to keep track of to survive in the economic climate today. We are going to list a few of them here and help you plan your independent contracting career.

Proper budgeting

This is perhaps the most important part of your freelancing stint, and this can make or break your plans. Budgeting is especially tough because your income stream is going to be intermittent for quite some time. It is advisable to start small in any case – if you’ve never freelanced before, set a low budget while keeping spending to a minimum.

One valuable tip is to focus on what you can control when it comes to your budget – this includes everything from utilities to food and even entertainment. You need to keep this number as low as possible or until you start to get more steady-income stints on your freelancing platform. This step is critical because it sets the minimal basic budget for jobs. You can even accept gigs for a few months and then work out your budget from your lowest earning month.

Flexible financial goals

While the gig economy is a great enabler for people who thrive on being their own boss and setting their own goals, the opposite is sometimes true as well. Some people who are not used to this kind of freedom might find it too unstable for daily functioning. What is required here is proper goal-setting which also needs to be able to flex a bit in response to your changing requirements.

Working gigs can be, for the lack of a better word, temperamental. For instance, there might be a steady client who might uncharacteristically request a whole bunch of revisions because they have a new engagement with stricter guidelines. This means that payment would be delayed and you need to sort things out. It would be best if you allowed your budgeting and goals to be a bit more flexible compared to a regular 9-5 stint. This means initially when you are still learning the market, you should make sure that you don’t “rock the boat” too much.

Plan for the endgame

You can’t work endlessly, and you need to hang up your boots – regular office goer or freelancer. You should focus on planning for this inevitability, and you need to keep adding to your emergency savings fund as well as for your retirement. A lot of financial experts have said that you need to save at least 15% of your income for a decently sized nest egg.

The key is to route your spending effectively so you can put away enough for your retirement. You cover basic expenses first, then you route it to your emergency savings and the rest you put it into your retirement fund. If you have debts of any sort, that should come way before anything else on the list.

Best Side Gig Apps To Make Money Near You

Here are more than a few side gig opportunities that you can try that you can do near you. This list is curated by us to maximize your profit for the effort you put in and over a wide variety of different things you can get done. Let’s take a look at them.

1) Airbnb Host

If you are a looking for a way to support yourself full time in the gig economy you can look into Airbnb. There are good chances that you’ve come across Airbnb and even used their services when you’ve traveled.

Airbnb is a good place to consider earning cash if you have a spare room or a house that you have to rent. They give you extensive cover including $1 Million in property damage and another $1 Million for insurance against accidents. Plus, you can check out this free Airbnb Hosting Guide to get started.

2) Uber

If you’re free nights and weekends, you can earn extra cash driving your fellow citizens around. You can earn money by driving with Uber – if you have a car, it’s a perfect way to make a good amount of extra cash whenever it’s convenient for you. A lot of people do this full time, so you can imagine that’s it definitely possible to do this on the side and make extra money and be able to save it. Once you’re a driver you can choose to turn the app on or off and drive whenever you have some time to spare. They also have a feature that allows you to select your destination, so if you are leaving work (or any other long commute), you could pick up a ride that was going in the same direction. You can do this 2-4 times a week on your commute and can easily make up to $400 each month and save it all. Click here to Drive for Uber.

Another ride-sharing option that’s available to you is Lyft. Uber seems to be more globally known, however, if you’re in the United States you probably have heard about Lyft. It’s basically the same as Uber, but some argue that you make more as a Lyft driver.

Right now Lyft is offering a $300 sign up bonus for SavingJunkie Readers!

3) UberEATS

If you’re free nights and weekends, you can earn extra money delivering food for fellow citizens around your city. It’s easy to delivery food with Uber – if you have a car, it’s a perfect way to make a good amount of extra cash whenever it’s convenient for you.

A lot of people do this full time, so you can imagine that’s it definitely possible to do this to make money on the side and make money by delivering food with Uber, and be on your own schedule.

4) Turo

Did you know that you can rent out your car when you're not using it? And that you can bring in a lot of extra cash in your wallet by doing so?

Do you plan on heading on a vacation soon while your car sits unused at your home? Do you sometimes not use your car on the weekends?  If so, renting out your car while you're not using it could be an easy way to make passive income. A well-known company, Turo, which has signed up nearly 5 million users to its website, according to Bloomberg, lets you do just that.

It's also really simple to do (and free). Listing your car is quick and easy and takes less than 10 minutes to set up. According to a recent Turo review, somebody listed their car for 5 days every month and made $3,496 in a year. Sounds pretty good to me. Oh, and they also protect your car against physical damage, so you're fully covered. You can sign up here and start making money with your car.

5) Rover

This one is for all the animal-lovers out there! Dog-walking has 3 lucrative benefits – You get to spend time with your four-legged friends and you yourself get some exercise. You can find dog-walking gigs on Rover.

They are one of the nation’s largest networks of pet sitters and dog walkers. Users can easily search for the services they need, connect with a sitter or dog walker, and even book and pay securely without the need for cash, checks, or tips.

Compare Money Tools

Online Side Gig Apps for Money

Check out the list below of 17 ways to make extra money right now in the side gig economy online. All of these you can do from home in order to make money online fast:

6) Survey Junkie

Survey Junkie gives out cash for taking surveys on different products and services. You also unlock rewards for virtual points that accrue as you take surveys. There are a variety of different products that you can choose based on your preferences.

As you build your profile, more choices open up adding incentive to keep at it. A great simple online gig that'll really pay you in cash. You can check this Survey Junkie review here if you wanted to learn more.

7) Swagbucks

If you browse the internet a lot, this could actually turn your past time into a moneymaking endeavor. Swagbucks rewards you for shopping online, watching videos, searching and answering surveys.

You are credited with points which you can then redeem with your favorite e-tailers online including Pay Pal, Amazon, Walmart or cash via PayPal. This is one our favorite side gigs that pays cash instantly. You can check this Swagbucks review here if you wanted to learn more.

8) Fundrise

Are you fascinated with investing into billion-dollar businesses but never knew where you could get started? Fundrise can help you get your feet wet with high-value real estate investments.

Here, it is all about investing in private markets rather than the public. They have an expert team of investment professionals who can help you with smart investments into several high returns businesses. You can learn more information about this opportunity in this Fundrise review.

9) LendingClub

LendingClub is another app and website that offers investment opportunities for you but with a twist – you are investing in actual people rather than some faceless organization.

These borrowers make monthly payments which the investors collect making this a rewarding and worthwhile investment prospect. The process is called peer lending, and this is one of the largest marketplaces that connect borrowers and investors.

10) Trim

Trim is a high-tech AI assistant that you can use which streamlines your financial requirements. Automation is the key phrase here – Trim can help you save money by effectively automating a user’s everyday spends.

It has some features that will surprise you like automatic Comcast bill negotiation. Trim trims the excess fat from your spending habits and keeps your financial profile lean and mean!

11) MyPoints

If you are a fan of getting rewards for purchases online, then you’ll love MyPoints. You can take surveys, watch videos, read emails and more to earn points which you can reimburse for various online services.

They are also partnered with Swagbucks who was mentioned earlier. You can even redeem your points for cash and travel miles which makes it more flexible.

12) InboxDollars

InboxDollars is another survey based app which offers attractive rewards for taking surveys. They payout real cash after you complete watching videos or taking surveys.

They have great reviews from their customers and look like they revert with payments quickly. An award-winning company, they have paid out $57 million in cash rewards so far.

13) Vindale Research Mobile

Vindale Research is another survey app for which you can get rewarded cash either through checks or PayPal and not points. This website is also optimized for mobile platforms so you can take surveys on the move.

They have great reviews with Trustpilot and have paid our close to $7 million to customers already.

14) Panda Research Surveys

Another survey app, Panda Research is an up and coming brand which has already paid out more than $2 million to its customers.

This website only deals with surveys and nothing else – so if you have a keen eye for surveys, you should try this.

15) Paribus

Paribus is an interesting take on something that we all have experienced – the sudden price drop after you’ve just bought something.

While this can be heartbreaking especially if the product is expensive, this website alerts to price drops. You can use this information to claim refunds from the vendors themselves.

16) Nielsen Mobile

This is an interesting gig economy gig that Nielsen offers – all you need to do is install it on registered mobile devices.

It unobtrusively works in the background and collects certain statistics about browsing habits for which you get paid by them.

17) MySurvey

MySurvey, like its namesake, is an gig economy app that pays you real money and which you can run on your computer or a mobile device of your choice. You accrue points over time when you complete surveys which you can then use to spend on their online store.

You can also find PayPal and Amazon e-certificates which you can exchange your reward points for.

18) Fetch Rewards App

The Fetch Rewards app makes it super easy to save money on grocery purchases by letting you send over just a picture of the receipt. Your account will automatically be eligible for the offer on the sent receipt. This works for any type of grocery receipt which makes this a very useful app.

19) Dosh Cash Back App

The Dosh Cash Back app is a simple method where you can avail cashback on several popular platforms and stores like Target, Walmart, and Tom’s just to name a few.

All you need to do is link your card to the app and then use the linked card at thousands of supported stores and restaurants for a hassle-free cashback credited right to your account. They also have referral programs you can use to get more cash into your account.

20) SwagIQ

Have genius level IQ and looking to test it out? Well, we’ve got just the thing for you. SwagIQ gives you the option to satiate your thirst for trivia and also win prizes. You’ll win Swag IQ’s digital currency which you can then use to redeem gifts off their website.

21) Long Game Savings App

If you like games, then you should definitely try Long Game out. As you keep playing the games on there, you’ll stand to win rewards like cash as well as crypto tokens without any risk to your savings whatsoever. They are FDIC insured, which means additional peace of mind.

The Gig Economy is Alive and Well

If you don’t like your job but are paranoid about making money in a side gig economy, don’t be.

As you can see, there are many ways where you can make money, and you don’t have to be stuck in a dead-end job for you to lead a comfortable life.

We hope that this article gave you some tips on the best gig economy apps for you to make some money on the side!

SavingJunkie

SavingJunkie is committed to helping our readers save extra money with common sense advice on personal finance.
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